Track your spend. Own your impact.

You approve what you can see. APhinity shows you what’s underneath.

Continuous cost assurance, AP control and ESG evidence for multi-site organisations, from a single upload.

See how it works

APhinity = AP (Accounts Payable) + Affinity (Connection)

APhinity Analytics dashboard showing monthly savings potential broken down by overbilling recovery, water leak and estimation clawback

Proven across

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What We Do

One assurance layer for every recurring charge you carry.

APhinity independently verifies every utility, landlord and occupancy charge against the real bill, the correct tariff and your lease, then hands your team the evidence to recover what’s wrong. It all starts with one upload.

01

Utility cost assurance

Tariffs, meters, demand, consumption

02

Lease & occupancy

Rent, recoveries, escalations, caps

03

A defensible evidence trail

Every charge, rule, decision and owner

04

AI that never invents figures

Reads and checks every line; your team makes the call

Illustration of documents being sorted and organised at a workstation
The Problem

Utility and occupancy costs leak margin every month.

These costs are approved, paid, and repeated, cycle after cycle. The overcharges hide inside routine invoices, on every site, quietly draining margin until someone finally looks.

Illustration of monitoring financial data
01

The invoice adds up

It sums correctly and clears approval, so the overcharge inside it is never questioned.

02

Checked against the PO, not reality

Your AP tool checks the invoice against your PO, not against the tariff, the meter or the lease.

03

Found after payment, if ever

Reactive checks catch overcharges after the money has gone, if they catch them at all.

04

Is the charge actually right?

Nobody knows until someone checks it against reality. That hidden overcharge is the margin APhinity was built to find.

The Solution

Every recurring charge becomes a controlled decision.

AI does the heavy lifting. Finance keeps judgment and authority. Only material exceptions reach a person.

01

Ingest

Bills, statements, payment data and lease documents.

02

Validate

Tariffs, lease obligations, history and prior periods.

03

Decide

Pay, hold, dispute, accrue, recover or escalate.

04

Evidence

Case trail, lease events, recovery status and ESG data.

APhinity Historical Baseline upload pipeline showing ingest, extraction, validation and review stages
The 4-Way Match

Every charge is tested four ways, against reality, not just itself.

Four checks on every line, every cost, every unit price.

01

Invoice ↔ Utility bill

Do the recharged amounts trace to a real, matching bill?

02

Utility bill ↔ Tariff

Was the underlying bill itself charged at the correct rate?

03

Invoice ↔ Lease

Is the landlord even entitled to recover this, by this method?

04

Arithmetic & consistency

Do the sums tie out, line by line and month on month?

Example invoice

$117,500

Landlord recovery · Site 014, a retail unit

Landlord over-recovery

$1,380

Electricity recovery billed above the lease ceiling of actual supplier cost plus a 5% admin fee.

Supplier tariff error

$1,260

The utility bill itself was charged at $0.128/kWh instead of the correct $0.121, across 180,000 kWh.

Value at risk

$2,640 on one invoice

Both would have cleared standard AP. Only checking the charge against the bill, the tariff and the lease finds them.

The 4-way match, running in the platform

APhinity 4-way match panel: invoice matches lease, invoice matches utility bill, rates match tariff library, math calculates correct, supporting data complete
Why APhinity

Built for finance teams that can't afford to get it wrong.

Real cost recovery

Surface overcharges, billing errors and tariff mismatches on every invoice, with the evidence your team needs to recover them. A passive cost centre becomes an active savings engine.

≈5–10% of spend, in a bank audit

Eliminate key-man risk

No single person should be the sole custodian of your financial data. APhinity centralises all invoice intelligence, tariff knowledge, and audit history, protecting both the business and the individual.

100% knowledge retained

Lease intelligence

Every charge is checked against the lease. Over-recoveries and out-of-contract items surface as disputes automatically.

Full contractual visibility

ESG evidence

Scope 1 & 2 reporting (plus limited Scope 3) is drawn straight from assured consumption: audit-ready, with no separate data-collection project.

GHG Protocol-aligned

APhinity Baseline & Benchmarks dashboard with energy, water and cost indices
Who It Serves

Enters through finance. Pays off across four teams.

The same validated cost data serves every function that touches recurring spend.

Illustration of a team collaborating
Entry point

Finance

Protects margin by independently checking every utility and occupancy cost, so decisions rest on numbers you can trust.

Supplier insight

Procurement

Shows how each supplier is really performing, and exactly where the billing doesn’t add up.

Site visibility

Operations

Site-by-site visibility of cost and consumption, so anomalies surface early, not months later.

ESG evidence

Sustainability

Turns the same data into an ESG scorecard and Scope 1 & 2 reporting, plus limited Scope 3.

Workflow & Audit

Every discrepancy becomes a structured case.

APhinity gives AP teams the context, ownership, and audit trail to act with confidence. Nothing falls through the cracks, and everything is on record.

APhinity Workflow Engine with ticket queues, cases and resolution steps
  1. 01

    Automatic case raising

    When anomalies or discrepancies are detected, workflow cases are raised instantly. No manual triage required.

  2. 02

    Actionable AP tasks

    Each case comes with full context: invoice data, matched tariff, and discrepancy detail, so AP teams can act immediately.

  3. 03

    Progress tracking

    Track the status of every open case from raised to resolved, with clear ownership and escalation paths.

  4. 04

    Complete audit trail

    Every action, decision, and resolution is logged automatically, providing a defensible record for audits and reviews.

  5. 05

    Dispute letter generation

    Generate pre-populated dispute letters and vendor correspondence from templates and case data, ready for your team to review and send. Included in APhinity Premium.

  6. 06

    Recovery & Savings tracking

    Track disputed amounts, recoveries achieved, and accruals across every site and supplier in real time.

No more chasing emails or lost spreadsheets. Every discrepancy has a case, every case has an owner, and every resolution is on record.

Proven Impact

Half the sites were overbilled. One pass found it.

A national multi-branch bank: 10 sites, about 72,600 m² under management and about $3.9M of utility spend reviewed (FY2025, converted to USD).

10

Sites audited

Grid, solar and water reconciled.

5 / 10

Carried billing errors

Half of the audited portfolio.

$0.2–0.4M

Surfaced per year

≈5–10% of utility spend.

1

Fraudulent invoice intercepted

Flagged before payment.

The standout catch

The banking details belonged to a municipality in another province.

APhinity flagged it before the payment moved.

Everything else about the invoice looked right: a believable amount, a matching supplier name, every line summing to the total. The numbers were never the problem. The account the money was heading to was. Paid as-is, it would have left the business and been unrecoverable without legal action.

How It Fits · How It’s Safe

No major IT project. No loss of control.

APhinity works alongside your AP and ERP, not instead of them. Each site is activated from a single upload of the last year’s bills, invoices and leases you already have: far less effort than a manual audit, with immediate feedback.

Finance-grade control

APhinity never moves money

Read-only data, role-based access, encryption in transit and at rest, and a full audit trail on every decision.

Before payment

Payee and banking checks

They run before payment, not after, so bank details that don’t belong to the supplier are flagged while the payment can still be stopped.

Regulatory

POPIA and GDPR

Data handling is POPIA and GDPR compliant. Your data is stored in country and never moved across borders.

Independently tested

Assessed and penetration tested

We have undergone extensive cybersecurity assessments and penetration testing to allow us to service our banking clients.

Illustration of online security
Packages & Pricing

APhinity comes in three packages.

Priced in USD, per site, per year.

Essential

APhinity Core

$1,100

per site / year

  • Dashboard
  • Workflow Engine
  • Baseline & Assurance reports

Enhanced

APhinity Pro

$1,300

per site / year

  • Enhanced dashboard & analytics
  • Performance, Risk & TOU (time-of-use) analysis
  • Enhanced reporting

Also included from Core

  • Workflow Engine
  • Baseline & Assurance reports

Complete

APhinity Premium

$1,550

per site / year

  • ESG Reporting & Scorecard
  • Dispute & Outreach workflow
  • Dispute letter generation & templates

Also included from Pro

  • Enhanced dashboard & analytics
  • Performance, Risk & TOU (time-of-use) analysis
  • Enhanced reporting
  • Workflow Engine
  • Baseline & Assurance reports

Every package includes:

  • The 4-way match on every charge
  • One upload per site to go live
  • Read-only, finance-grade control
  • A full audit trail on every decision
  • POPIA- and GDPR-compliant data handling

Site 014 · One invoice, one month (Illustrative)

Landlord over-recovery
$1,380
Supplier tariff error
$1,260
Value at risk
$2,640
Core fee, per site / year
$1,100

$2,640 from a single invoice is 2.4× that site’s entire annual Core fee. Now multiply it across your sites and the year.

The return is easy maths

Value at risk on one illustrative Site 014 invoice ($2,640, recoverable from different parties), divided by each package’s annual fee per site. Figures in USD, ex-tax. Recovery is not guaranteed.

PackageAnnual feeFee covered
Core$1,1002.4×
Pro$1,3002.0×
Premium$1,5501.7×

In this example, one invoice at one site covers the annual fee of every package, and the leak repeats every billing cycle until it is corrected.

Next Step

Send us your sites. We’ll show you savings.

A no-cost baseline shows the headline findings and flagged exceptions. The full reconciled report unlocks when you go live on APhinity.

01

You select

1–3 representative sites across your estate.

02

You send

12+ months of bills, leases and consumption.

03

We assess

The full 4-way match runs; disputes and savings surface.

04

You receive

A no-cost baseline and live demo, in 10 business days.

Illustration of reviewing documents

Your invoices are approved. But are they assured?

Stop the waste, protect the profit.

One upload. Cost assurance, lease control and ESG, all from the same verified data.

Download Case Study
Illustration of a financial advisor